Insurance Fraud Defense Lawyer

Insurance fraud, defined as acting with the intent to damage, mislead, or deceive an insurer, is a violation of both Florida and federal laws, even if unintentional. Insurance fraud is a prevalent crime committed in Broward County and Fort Lauderdale, FL, and can lead to either felony or misdemeanor charges, depending on the circumstances of the incident and the extent of the intended or actual damages to the insurer. If you or a loved one has been arrested or is under investigation for insurance fraud, it's crucial to contact The Law Offices of Daniel Rosenberg promptly. You will need the services of an insurance fraud attorney to advocate for you and protect your interests throughout all legal proceedings.

Insurance fraud is generally categorized into two types, as defined by the Legal Information Institute at Cornell University Law School:

1. Soft fraud: This involves falsifying information on a claim or an insurance application.
2. Hard fraud: Less common, it includes intentionally causing damage to property to collect on an insurance policy.

Insurance fraud can be perpetrated with any type of insurance and is most commonly associated with:

• Auto insurance
• Homeowner's insurance
• Life insurance
• Medicaid/Medicare insurance
• Other forms of insurance

In Florida, even having a lapse in insurance coverage can be classified as insurance fraud. Some individuals may attempt to prevent a lapse by providing false information about when an accident occurred. They might claim that the accident happened while they were still insured. If such deception is uncovered, it constitutes the serious offense of insurance fraud, which can result in incarceration and substantial fines. Some of the most frequent insurance fraud cases we handle in our Broward County and Fort Lauderdale office include:

• False or fraudulent insurance claims
• Falsifying insurance documents
• Misrepresenting policy terms
• Deliberately setting fire to a vehicle or property to collect insurance
• Staging a fictitious vehicle accident to file an insurance claim
• Reporting a vehicle as stolen with the intention of collecting insurance
• Fabricating a workers' compensation claim
• Fraudulent fire and hazard claims
• Misrepresenting the actual value of property in a property damage claim